PLAIN-TEXT RESOURCES

Plain-Text Minimalist Templates

Curated plain-text starter templates for to-dos, one-page budgets, and digital organization.

1. Todo.txt Starter Kit

Standard formatted task list with priorities (A-C), contexts (@), and projects (+).

todo.txt 
(A) Call bank regarding mortgage rate review @phone +Finances
(B) Complete drafting Chapter 3 of minimalism essay @computer +Writing
(C) 30-minute evening walk in the park @nature +Health
x 2026-08-30 Clean desk surface and cable tray @home +Organization
Review 30-day wishlist buffer items @laptop +Finance

2. One-Page Minimalist Budget (CSV)

Reverse cash-flow budget focusing on automatic savings before discretionary spending.

budget.csv 
Category,Subcategory,Monthly Target (€),Notes
INCOME,Primary Salary,2500,Net take-home pay
SAVINGS,Freedom Buffer & Investments,750,Auto-transferred on payday (30%)
FIXED,Rent & Utilities,850,Survival baseline
FIXED,Groceries & Health,400,Wholesome simple foods
VARIABLE,Discretionary & Culture,500,Guilt-free spending buffer

3. PARA Method Directory Structure

Clean 4-folder taxonomy for desktop file systems and cloud archives.

para-structure.txt 
📁 1_Projects/
  ├── 2026-08_Minimalist-LV-Launch/
  └── 2026-Tax-Filing/
📁 2_Areas/
  ├── Finance-and-Legal/
  ├── Health-and-Medical/
  └── Home-and-Automotive/
📁 3_Resources/
  ├── Book-Notes-and-Excerpts/
  ├── Software-Configs/
  └── Typography-Fonts/
📁 4_Archive/
  └── 2025_Completed-Projects/

4. 30-Day Wishlist Buffer

Plain-text delay queue to extinguish dopamine-driven shopping urges.

30-day-wishlist.txt 
# 30-Day Impulse Wishlist Buffer
# Rule: If still genuinely needed after 30 days, consider purchase.

[2026-08-15] Mechanical Keyboard 65% (€110) -> Status: WAITING (Review on 2026-09-15)
[2026-07-20] Smart Coffee Mug (€89) -> Status: DISCARDED (Urge passed, saved €89)
[2026-07-01] Merino Wool Long-Sleeve (€75) -> Status: APPROVED (Purchased, daily wear)