WEEK #04

Overcoming the "Just in Case" Mentality: How Fear of Scarcity Clutters Our Lives

Why we hoard mystery cables, unworn clothes, and duplicate tools out of fear of future lack, and how the 20/20 rule frees our homes and minds from unnecessary baggage.

Published on September 22, 2026 • 5 min read

Minimalist wooden desk with an open journal and ceramic bowl

The Phantom Dilemma of the “Maybe” Drawer

Take an honest look inside your hallway closet, your garage, or that universal drawer in your kitchen that everyone silently agrees not to talk about.

What lives there?

  • A tangle of black mystery cables from devices you stopped using in 2018;
  • Three extra screwdrivers of the exact same size;
  • A stack of pristine cardboard boxes from smartphones, laptops, and blenders;
  • Stiff formal shoes that pinch your toes, waiting for a hypothetical gala;
  • An unread stack of specialized manuals and textbooks for a hobby you abandoned four years ago.

Whenever your hand reaches into that space with the intention of clearing it out, a small, anxious whisper halts you mid-motion: “Wait. Don’t get rid of that. What if I need it someday?”

In that single sentence lies the primary engine of modern clutter. We rarely hoard items because we love them, or because they actively bring beauty and utility to our present lives. We hold onto them because we are afraid of a hypothetical, inconvenient future.

The “just in case” mindset is not practicality. It is anxiety dressed in the respectable clothing of prudence.


The Roots of the Scarcity Reflex

To liberate yourself from this habit, it helps to understand why your brain clings to unused possessions with such tenacity.

1. Evolutionary Mismatch

For 99% of human history, material scarcity was a lethal reality. If a hunter-gatherer lost a flint knife or a warm pelt, replacing it was extraordinarily difficult and could jeopardize survival. Our ancestors survived because their brains were hardwired to hoard resources.

Today, however, most of us live in an era of unprecedented material surplus. When an ancient instinct designed to stockpile flint stones in an ice age is unleashed inside a 21st-century apartment with access to same-day delivery, the result is suffocation under our own belongings.

2. Generational Echoes

Many of us were raised by parents or grandparents who lived through times of genuine economic deprivation, wartime rationing, or post-Soviet supply shortages. In those environments, keeping spare glass jars, rusty nails, and worn-out coats was an intelligent, necessary survival strategy.

We inherited their emotional reflexes without sharing their material reality. We are honoring their past struggles by turning our modern living rooms into storage warehouses.

3. Loss Aversion and Sunk Costs

In behavioral economics, Daniel Kahneman and Amos Tversky demonstrated that the psychological pain of losing something is roughly twice as powerful as the pleasure of gaining it.

When you look at an unused jacket you bought for €150 five years ago, your brain registers letting it go as an active €150 loss—even though the money left your bank account half a decade ago and the jacket has paid zero dividends ever since.


The True Carrying Cost of “Just in Case”

Every item you preserve “for an emergency” does not live in your home for free. It charges a continuous, non-negotiable rent paid in three currencies:

  1. Square Footage Rent: In modern cities, square meters are among the most expensive commodities on earth. Storing cardboard boxes, broken appliances, and obsolete cables means paying hundreds of euros per year just to give dead objects shelter.
  2. Maintenance Energy: Every object requires cleaning, dusting, moving, organizing, and protecting from dampness or moths.
  3. Subconscious Background Static: The brain is an environmental radar. Every visual cue of disorganization and unmade decisions drains subtle fractions of your daily mental bandwidth.

“Clutter is not just physical stuff. It’s all the uncompleted promises, deferred decisions, and phantom obligations we carry in our living spaces.”


The 20/20 Rule: An Objective Antidote

When decluttering, emotional logic will always find a plausible excuse: “What if my cousin needs this fondue set in three years?”

To bypass this irrational loop, minimalists Joshua Fields Millburn and Ryan Nicodemus formulated an invaluable cognitive heuristic known as The 20/20 Rule:

The 20/20 Rule:
If an item can be replaced for less than €20 and in less than 20 minutes from your current location, you can let it go without hesitation.

Flowchart: The Just In Case Decision Matrix

Consider the items that typically pass through this filter:

  • Duplicate power adapters and basic charging cables;
  • Extra coffee mugs and chipped bowls;
  • Spare plastic storage containers without matching lids;
  • Old travel toiletries and hotel shampoo bottles;
  • Hardware store scraps, mystery screws, and half-empty cans of dried paint.

In over 99% of cases, you will never need the item again. And in the rare 0.5% scenario where you unexpectedly need a generic USB cable or a roll of painter’s tape two years from now, spending €5 at a neighborhood shop or borrowing one from a neighbor is a negligible convenience fee—one well worth the years of peace, breathing room, and order you enjoyed in the meantime.


Shifting Trust from Objects to Resourcefulness

At its core, hoarding items “just in case” is an unconscious admission of self-distrust. It whispers: “I don’t trust that future-me will be capable of solving problems, so I must physically anchor solutions all around me.”

Minimalism reverses this perspective. It replaces trust in piles of plastic and metal with trust in your own human resourcefulness.

When an unexpected situation arises:

  • You have the creativity to adapt existing tools;
  • You have friends, neighbors, and local community groups willing to lend what you lack;
  • You have the problem-solving ability to navigate challenges without living inside a hardware store.

True security is not a basement stuffed with spare parts. True security is knowing that you can adapt to whatever tomorrow brings.


Deepen Your Understanding

To explore the deeper psychology and practical steps of transforming your physical environment, explore our foundational guides:


Practice of the Week: The 3 “Just in Case” Relinquishments

This week, target the physical monuments to hypothetical fear in your home:

  1. Identify the candidates: Search your home for items you haven’t touched in over two years that exist solely “just in case.”
  2. Apply the 20/20 test: Select three distinct items that fail the test (e.g., that tangled mystery power cord, the unworn formal shoes, or the redundant kitchen gadget).
  3. Release them permanently: Donate them to a charity shop, list them on a free giveaway group, or recycle them responsibly.
  4. Notice the aftermath: Stand in front of the freed space. Notice that the world did not end, no catastrophe struck, and your home feels noticeably lighter to breathe in.